About one out of every 44 children in the United States has autism spectrum disorder (ASD). The condition varies significantly from individual to individual. However, some of the most common symptoms of autism include difficulty with social interactions, communication, and behavior. Just over 30 percent of people with ASD have an intellectual disability.

If your child has ASD and requires extra help, you know that this can be quite expensive. It is important for parents of children with autism to plan for their children's long-term financial security. A special needs trust is one way to do just this.

How Does a Special Needs Trust Work?

If your child is nonverbal or struggles to complete everyday tasks, he or she may need significant care and assistance. What happens when you are no longer around to provide this assistance or provide financial support to your child?

If you own a business, you probably already recognize the crucial role that technology plays in any company. Yet, as technology evolves and develops, so do the threats of cybercrime. Cybercriminals can use malicious software or bots to gain access to confidential data or even hold business information for ransom. Whether you own a small LLC or a large corporation, cybersecurity needs to be a top priority. Unfortunately, many business owners do not realize the importance of protecting their systems and data from cybercriminals until it is too late.

How Cybercriminals Use Technology to Steal From or Threaten Businesses

One of the most common methods used by cybercriminals is phishing. In this type of attack, cybercriminals send emails that appear to originate from legitimate sources, such as a respected organization or government body. These emails look authentic and contain links that lead to malicious websites or download malware. Phishing attacks can be very effective, as the emails usually appear to come from a trusted source and contain information that appears relevant or important to the recipient.

Cybercriminals can also use malware to infect computers and networks, giving them access to confidential information. Malware is malicious software designed to download or run on computers without the user's knowledge. Once malware is installed on a computer, it can steal data, track keystrokes, or even take control of the computer.

The pandemic changed countless aspects of our society, including the process of evicting a tenant from a rental property. Because so many people were unable to work during the pandemic, special protections, including eviction moratoriums, were put in place to prevent renters from being evicted from their homes.

These measures were designed to prevent additional hardships for tenants already facing major challenges. However, landlords often found themselves in a difficult situation when it came to dealing with tenants who could not pay their rent. The moratorium on forcible entry and detainer actions has been lifted, but landlords still face substantial challenges in 2023.

The good news is that landlords have rights during an eviction process. If you are a landlord, you do not have to tolerate non-payment of rent, illegal use of property, and other lease violations. However, you do need to follow specific procedures when taking legal action or evicting a tenant.

Business ownership is rarely easy, but it can be deeply fulfilling. When you own your own business, you become your boss and take full responsibility for your company's future. Many entrepreneurs choose to pursue the dream of business ownership by launching their own startup or investing in a franchise. Each option has its benefits and drawbacks, so it is important for potential business owners to know what they are getting into. Business ownership is a massive responsibility, and anyone considering the move should consider their options carefully.

Should I Buy a Franchise or Start My Own Company?

A startup is a business that is founded and owned by an individual entrepreneur or group of entrepreneurs. It may be a new concept, or it may build on an existing idea or service. Startups have great potential for growth, but they also involve considerable risks, as the owners must build an audience from scratch and work hard to develop a reputation.

A franchise, on the other hand, is an existing business that grants permission to another individual or group to use its name, logo, service offerings, and other proprietary information in exchange for a fee. Franchises often provide access to established customer bases and name recognition, but they also require ongoing payments and adherence to strict rules.

The end of the calendar year is a great time to take stock of your business and plan for the upcoming new year. An end-of-the-year review gives you an opportunity to celebrate the triumphs and evaluate the losses the company experienced in the last 12 months.  Here are five tips to help you get started on your year-end review.

End-of-the-Year Company Review

Building and maintaining a successful business is no easy feat in any circumstance, but the last few years have been extremely hard on small and medium-sized businesses. To stay competitive, you must regularly assess your company for strengths, weaknesses, and areas for improvement and recalibrate your plans accordingly. As you conduct your 2022 end-of-the-year review, consider the following tips:

• Take an Honest Account of Your Business's Performance - As you review your performance in the last year, it is important to take an honest look at both your successes and failures. This will allow you to get a clear picture of where your business stands and how you can move forward in the coming year.

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